A serious diagnosis can disrupt income and savings. Critical Illness Insurance pays a tax‑free lump sum on covered conditions (e.g., cancer, heart attack, stroke) so you can focus on recovery, not bills. We serve clients across Burlington, Hamilton, Niagara, and St. Catharines.
How it helps
- Covers medical travel, out‑of‑pocket treatments, or time off work.
- Supports family care, childcare, or at‑home help during recovery.
- Complements group benefits and provincial healthcare.
Plan highlights
- Coverage amounts tailored to income and obligations.
- Partial payouts for early‑stage conditions (carrier‑specific).
- Return‑of‑premium and multi‑condition options available.
Our approach
- 1.Risk review: Family history, lifestyle, and budget.
- 2.Carrier selection: Balance cost with definitions and covered conditions.
- 3.Set‑up & support: Application, underwriting, and annual reviews.
Why choose us
- Independent market comparison and plain‑language guidance.
- Integration with your life and disability plans for comprehensive protection.
Next step: Explore a personalized critical illness quote today.