For many self‑employed professionals, contractors, or those without employer benefits, private Health & Dental plans fill the gap. We help clients in Burlington, Hamilton, Niagara, and St. Catharines choose flexible coverage that fits real‑life needs and budgets.
What can be covered
- Routine dental (cleanings, exams, x‑rays), fillings, extractions.
- Major dental (crowns, bridges, dentures) and orthodontics (plan‑dependent).
- Prescription drugs, paramedical services (physio, massage), vision care.
- Medical equipment, emergency travel medical.
Plan types
- Basic: Lower premiums, core dental and drug coverage.
- Enhanced: Higher drug maximums, major dental, vision, and paramedicals.
- Conversion plans: Seamless transition from group benefits without medical underwriting (time-limited).
How we help
- 1.Needs assessment: Budget, medications, dental frequency, dependents.
- 2.Carrier comparison: Review annual maximums, co-pays, waiting periods.
- 3.Enroll & support: Easy digital applications and renewal reminders.
Why us
- Independent access to top Canadian insurers.
- Transparent guidance on what’s covered and what’s not.
- Local, ongoing support for claims questions and changes.